:root{--ink:#111827;--muted:#6b7280;--acc:#FF6B3D;--acc-d:#e5552a;--bg:#fff;--soft:#f5f5f3;--line:#e7e7e4;--r:14px}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:400 17px/1.65 Inter,system-ui,-apple-system,Segoe UI,sans-serif;color:var(--ink);background:var(--bg)}
h1,h2,h3{font-family:"Space Grotesk",Inter,sans-serif;font-weight:700;line-height:1.15;letter-spacing:-.02em;margin:0 0 .5em}
h1{font-size:clamp(2rem,6vw,3.4rem)}h2{font-size:clamp(1.4rem,3.5vw,1.9rem);margin-top:2em}h3{font-size:1.15rem}
a{color:var(--ink);text-decoration-color:var(--acc);text-underline-offset:3px}a:hover{color:var(--acc-d)}
img{max-width:100%;height:auto}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}.narrow{max-width:740px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:9}
.site-header{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.94);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.hdr{display:flex;align-items:center;justify-content:space-between;height:60px}.logo img{display:block;width:120px;height:auto}
.menu summary{list-style:none;cursor:pointer;font-weight:600;font-size:15px;padding:8px 12px;border:1px solid var(--line);border-radius:999px}
.menu summary::-webkit-details-marker{display:none}
.menu nav{position:absolute;right:20px;top:58px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:10px;display:flex;flex-direction:column;min-width:220px;box-shadow:0 10px 30px rgba(0,0,0,.08)}
.menu nav a{padding:8px 10px;text-decoration:none;font-weight:600;font-size:15px}
@media(min-width:900px){.menu summary{display:none}.menu nav{position:static;display:flex!important;flex-direction:row;border:0;box-shadow:none;padding:0;gap:4px;min-width:0}.menu:not([open]) nav{display:flex}}
.btn{display:inline-block;background:var(--acc);color:#fff!important;font-weight:600;text-decoration:none;padding:12px 20px;border-radius:999px;border:2px solid var(--acc);line-height:1.2}
.btn:hover{background:var(--acc-d);border-color:var(--acc-d)}.btn-ghost{background:transparent;color:var(--ink)!important;border-color:var(--ink)}.btn-ghost:hover{background:var(--ink);color:#fff!important;border-color:var(--ink)}
.hero{padding:72px 0 56px}.eyebrow{color:var(--acc-d);font-weight:600;text-transform:uppercase;letter-spacing:.08em;font-size:13px;margin:0 0 14px}
.hero h1{max-width:17ch}.accent{color:var(--acc)}.lead{font-size:1.15rem;color:var(--muted);max-width:56ch}
.hero-btns,.byf-btns{display:flex;flex-wrap:wrap;gap:12px;margin-top:24px}
.section-h{margin:56px 0 20px}
.cats{display:grid;grid-template-columns:repeat(auto-fill,minmax(190px,1fr));gap:14px}
.cat{display:block;text-decoration:none;padding:22px;border:1px solid var(--line);border-radius:var(--r);transition:.15s}.cat:hover{border-color:var(--acc);transform:translateY(-2px)}
.cat h3{margin:12px 0 4px}.cat p{margin:0;color:var(--muted);font-size:15px}
.grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:18px;margin-bottom:64px}
.card{position:relative;display:block;text-decoration:none;padding:22px;border-radius:var(--r);background:var(--soft);transition:.15s}.card:hover{background:#efefec}
.card h3{margin:10px 0 8px}.card p{margin:0;color:var(--muted);font-size:15px}
.tag{display:inline-flex;align-items:center;gap:6px;font-size:13px;font-weight:600;color:var(--acc-d)}
.draft-pill{position:absolute;top:18px;right:18px;font-size:11px;font-weight:600;text-transform:uppercase;background:#fff;border:1px solid var(--line);border-radius:999px;padding:2px 8px;color:var(--muted)}
.cat-head{padding:56px 20px 24px}
.article{padding-top:28px}.crumbs{font-size:14px;color:var(--muted)}.crumbs a{color:var(--muted)}.meta{color:var(--muted);font-size:15px}
.disclosure{font-size:14px;color:var(--muted);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:10px 0}
.draft-banner{background:#fff4ef;border:1px dashed var(--acc);padding:10px 14px;border-radius:10px;font-size:14px}
.prose p,.prose li{max-width:68ch}.prose li{margin:.3em 0}
.quick,.note{background:var(--soft);border-radius:var(--r);padding:6px 22px;margin:24px 0}.quick{border-top:4px solid var(--acc)}
.quick p:first-child strong:only-child{font-family:"Space Grotesk",sans-serif;font-size:1.1rem}
.table-wrap{overflow-x:auto;margin:20px 0;border:1px solid var(--line);border-radius:var(--r)}
table{border-collapse:collapse;width:100%;font-size:15px}th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
thead th{background:var(--ink);color:#fff;font-family:"Space Grotesk",sans-serif}tbody tr:last-child td{border-bottom:0}tbody td:first-child{font-weight:600}
@media(max-width:640px){table{font-size:14px;min-width:560px}th,td{padding:10px}}
a.aff{font-weight:600}.cta{margin:22px 0}.cta .btn{margin:0 6px 8px 0}
.faq details{border-bottom:1px solid var(--line);padding:14px 0}.faq summary{cursor:pointer;font-weight:600;list-style:none;position:relative;padding-right:28px}
.faq summary::after{content:"+";position:absolute;right:4px;color:var(--acc);font-size:1.3rem;line-height:1}.faq details[open] summary::after{content:"–"}.faq details p{margin:10px 0 0;color:#374151}
mark.verify{background:#fff1b8;color:#7a5b00;font-size:.85em;padding:0 4px;border-radius:4px;font-weight:600}
.byf{background:#f3f4f6;border-left:6px solid var(--acc);border-radius:0 var(--r) var(--r) 0;padding:24px 26px;margin:48px 0}
.byf h2{margin:0 0 6px;font-size:1.4rem}.byf p{margin:0;color:var(--muted)}
.related{margin-top:24px}
.page{padding:48px 20px 64px}.form label{display:block;font-weight:600;margin:14px 0 6px}
.form input,.form textarea{width:100%;font:inherit;padding:12px;border:1px solid #d1d5db;border-radius:10px}.form textarea{min-height:140px}.form button{margin-top:18px;cursor:pointer;font:inherit}
.site-footer{background:var(--ink);color:#d1d5db;padding:48px 0;margin-top:40px;font-size:15px}.site-footer img{width:120px}
.site-footer nav{display:flex;flex-wrap:wrap;gap:6px 18px;margin:12px 0}.site-footer a{color:#fff;text-decoration:none}.site-footer a:hover{color:var(--acc)}.small{font-size:13px;color:#9ca3af}